Payment Solutions, LLC

Making Credit Card Processing Painless 

In an industry that has thrived in obscurity and complexity, Payment Solutions puts the merchant in control by making credit card processing understandable, cost-effective, and painless. 

Are You Tired of Paying to Get Paid? Better Profits for You. Greater Freedom for Your Customers

Credit card processing fees eating into your profits can determine whether you can afford to increase your employees pay, offer benefits to your employees, upgrade your location or even stay in business. But you also want to give your customers the freedom to pay how they choose to. That’s why we’re proud to introduce our revolutionary Service Fee Program. This game-changer allows our merchants to pass processing fees onto their customers for the convenience of using a credit card while giving cash-paying customers the cost savings they appreciate. 

Our Advantage

You have many choices when it comes to credit card processors. But choosing Payment Solutions, LLC gives you and your business a decisive edge, not to mention a much more pleasant experience.
Competitive Fees - Calculator and loose change
Competitive Fees 

Our fees are most likely going to be lower than other companies simply because we don’t have to carry the expensive overhead that they have to pay for through higher transaction fees. However, if we can’t offer you a better price, we’ll tell you. But, in this business, you don’t want to sacrifice quality service just to get a lower cost. So, we provide the best of both worlds.

Concierge-Level Merchant Service - laptop and hand holding cell phone
Concierge-Level Merchant Service 

Unlike most other companies who have a phone maze and a call center, when you need support, we answer the phone. We will personally handle your issue and will immediately work to resolve it to your satisfaction.

Fast, Secure Check-Out Process for Your Customers - taking credit card out of wallet
Fast, Secure Check-Out Process for Your Customers 

Our terminals utilize state-of-the-art technology to ensure the quickest and most error-free transactions to get your customers checked out and on their way. And we also give both you and your customers total peace of mind with our 100% secure gateway.

Objective Cost Analysis 

When merchants don’t have a solid understanding of the terms and fees of their payment processing, it’s difficult to compare solutions. By reviewing your statement, we can tell you exactly where hidden fees are and what they’re adding up to. We will provide an objective cost analysis for my services and theirs.

Freedom from Long-Term Agreements 

We will not lock you into a long-term contract and we don’t offer costly leasing arrangements for terminals and other equipment. Our ability to serve you well should be the only reason you decide to keep running your business through us, not because you’re obligated to a piece of paper you signed when we first met.

Hands-On Installation and Training

You’re only as successful as your ability to eliminate distractions and confusion in your sales and check-out operations. In most cases, we install and integrate equipment ourselves or work with your Point-of-Service company or payment gateway. We also provide comprehensive training so your associates have what they need to operate the system with confidence and ease.

Who We Serve

You’re busy trying to run a business. You don’t have time to worry about how you’re getting paid. This is something we understand completely. We’ve been in your shoes. Our customers are small business owners, local retailers, professional service providers, B2B companies, manufacturers, and online businesses. Simply put, if you want to take credit or debit cards as payment, we're here to build a relationship with you based on trust and respect so you can stay focused on what’s important to your business. 

Our Values

Simplicity

As an advocate for the merchant, it’s our mission to simplify the process. For far too long, companies have taken advantage of merchants with a complicated matrix of fees and cumbersome processes. We eliminate the uncertainty so you know exactly what you’re agreeing to.

Integrity

Our reputation and honor are on the line with every action that we take, every merchant agreement that we write and how you’re treated when we need to interact. We will treat you with the same respect that we expected as a merchants ourselves.

Authenticity

Meaningful relationships have nothing to hide. With Payment Solutions, LLC, what you see is precisely what you get. We will be direct, honest and completely transparent about the terms and fees associated with your account.

Services

We know what you need to conduct business, to take payment and to pay others. Payment Solutions, LLC offers a full menu of processing solutions, from credit card terminals to pay-here buttons for an e-commerce site to email invoicing for your customers. In fact, while larger companies will try and dazzle you with an array of sophisticated products, we offer most of the same capabilities without the frills.

  • Credit Card Terminals – Having tried dozens over the years, we have partnered with industry-leading terminal manufacturers to provide you with a few best hardware options that we know deeply to provide impeccable support.
  • Automated Billing/Invoicing – This is an incredibly efficient alternative to traditional mailing of printed invoices. Create an electronic invoice, which you can email a link to pay online, drastically reducing your time to get paid and wasted energy.
  • Equipment Sales and Rentals – We have the most advanced terminals and equipment available for purchase or, if you to prefer, for rental. 
  • Online reporting tools – Get a clearer picture of your daily sales, deposits, monthly fees, monthly volume and other performance metrics with our easy-to-use and customizable online reporting tools.
  • Secure Gateway – Peace of mind that your customers’ card information is secured.
  • ACH/Electronic Debiting – We offer an electronic check debiting product, allowing you to debit your customer’s checking account for their invoices, with their permission, of course.
  • Recurring Payments – Perfect for membership-based businesses such as gyms and rentals, or other recurring payments, we can set up seamless recurring payments for your customers.
  • Check Guarantee – If your business accepts checks, but you want a greater level of comfort, a check guarantee product will cover payment regardless of sufficient funds from the issuing account.

My Story

I’ve been in the merchant services and credit card processing business since 1999, so I have gained a wealth of experience in the process, the complexities and the constant evolution of the industry. But, before that, I was a small business owner myself.

Lee Ryser

Lee Ryser, Owner

Back then, I was busy operating a business and I didn’t have the time to make sense of my payment processing. It was a mystery. Companies would hide or embed fees into my transactions that I was either not made aware of or didn’t fully comprehend. It was eating into my bottom line. And as a customer to them, I lost trust in their ability to be honest with me.

So, in an effort to be the change I wanted to see, in 1999 I joined a start-up credit card processing company Advanced Payment Solutions. Our focus was to simplify and provide transparency to the entire process. It was working. In fact, in many ways, it was transformational to the industry. To this day, I still have the first merchant that I wrote 24 years ago.

In 2014, our company was acquired by – and absorbed into – a larger processing company. Unfortunately, our values were not compatible as they did many of the practices that we had set out to put an end to, so I left to start my own – and in 2015, Payment Solutions, LLC was born.

It was a leap of faith, but I had the key ingredients to make it work: The trust of my customers and the knowledge gained from 15 years in the industry. But most importantly, I was armed with the passion to make a positive change. 
 

Testimonials

Because of our approach and the values we hold dear, we’ve been able to develop strong and trusting relationships over the years. Ask any of our clients and they’ll tell you that.  Here’s what a few have said about us:

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